Business Property & Business Liability Insurance
Business insurance coverage can be written on single coverage policies or bundled together onto a package policy. Typically, business package policies include coverage for:
- property insurance,
- liability insurance,
- business income (loss of income a business suffers while its facility is unavailable as a result of a claim),
- equipment, and
- crime coverage.
The liability portion usually includes coverage for:
- products or completed operations,
- fire legal liability and
- medical payments to others.
There are many optional coverages that can be included on a package policy to customize it to your specific business needs.
Workers’ Compensation provides replacement of wages and medical benefits to employees as a result of injury or illness sustained in the course of their employment.
Commercial vehicle insurance provides coverages similar to personal auto policies such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage. Learn more about our auto coverage here.
Commercial umbrella coverage provides additional amounts of liability insurance. Learn more about our umbrella liability coverage here.
Professional Liability/Errors and Omissions
Professional Liability and Errors and Omissions coverage is designed to protect professional businesses from liability incurred as a result of errors or omissions in their professional activity.
Employment Practices Liability
This is a liability coverage designed to protect businesses against wrongful acts in the employment process. Claims are usually filed in the following areas:
- wrongful termination,
- sexual harassment,
- invasion of privacy and